Pricing That Grows With You

Simple. Transparent. Built for Nigerian businesses and individuals.
No hidden charges. No wallet required.
Just secure payments directly from your bank - via chat.

Simple. Transparent. Built for Nigerian businesses and individuals. No hidden charges. No wallet required. Just secure payments directly from your bank - via chat.

Chamo lets you send and receive money directly on WhatsApp. Fast, Secure, and Stress-free.

Get Started

Chamo Personal

For individuals sending and requesting money on WhatsApp.

Always Free

What's Included:

Send money from your linked bank account

View your recent transaction history, anytime.

No wallet required

Bank-Grade Security

Transaction Fee:

A small flat processing fee per successful transfer.

You only pay when you move money.

Start Sending Money

Chamo Business

For vendors, SMEs, creators and growing businesses.
Choose a plan based on your business stage.

Monthly

Quarterly

Yearly

✨ Starter

For small vendors and early-stage businesses.

₦10,000

Transaction Fee:

1.5% per successful transaction

What's Included:

Unlimited payment links

Invoice creation

Basic sales dashboard

WhatsApp payment collection

Transaction history

Secure bank settlement

Get Started

📈 Growth

₦25,000

Transaction Fee:

1.5% per successful transaction

Includes everything in Starter, plus:

Advanced dashboard

Sales insights & reporting

Exportable reports

Customer payment tracking

Priority support

Upgrade to Growth

Monthly

Quarterly

Yearly

✨ Starter

For small vendors and early-stage businesses.

₦10,000

Transaction Fee:

1.5% per successful transaction

What's Included:

Unlimited payment links

Invoice creation

Basic sales dashboard

WhatsApp payment collection

Transaction history

Secure bank settlement

Get Started

📈 Growth

₦25,000

Transaction Fee:

1.5% per successful transaction

Includes everything in Starter, plus:

Advanced dashboard

Sales insights & reporting

Exportable reports

Customer payment tracking

Priority support

Upgrade to Growth

How Our Transaction Fees Work

You only pay when you get paid.

If a customer pays you ₦50,000, at 1.5% fee → ₦750 processing You receive → ₦49,250 directly to your bank

No wallet.

No hidden deductions.

No surprise charges.

Security and Compliance

If a customer pays you ₦50,000, at 1.5% fee → ₦750 processing You receive → ₦49,250 directly to your bank

All payments are:

Encrypted

Securely processed

Settled directly into your bank account

Your money never sits in a Chamo wallet.

Frequently Asked Questions

Do I need to preload funds?

How fast do I receive my money?

Are there hidden fees?

Can I cancel my subscription?

Is this compliant in Nigeria?

Do I need to preload funds?

How fast do I receive my money?

Are there hidden fees?

Can I cancel my subscription?

Is this compliant in Nigeria?

Your money, fully protected 🔐

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Get Started

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Pages

Chamo Business

About Us

How it Works

Pricing

Terms & Conditions

Connect with us

Instagram

Your money, fully protected 🔐

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Get Started

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Pages

Chamo Business

About Us

How it Works

Pricing

Terms & Conditions

Connect with us

Instagram

Your money, fully protected 🔐

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Get Started

Chamo processes payments through SecurePay, a PSSP-licensed payment provider ensuring secure and compliant transactions in Nigeria.

Pages

Chamo Business

About Us

How it Works

Pricing

Terms & Conditions

Connect with us

Instagram